Privacy Policy

Last Updated: 3/20/2025

At Sea Of Loans, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, share, and protect your information when you use our website, services, or interact with us. By using our services, you agree to the terms outlined in this policy.

1. Information We Collect

We may collect the following types of information:

Personal Information

  • Contact Information: Name, email address, phone number, and mailing address.

  • Financial Information: Income, credit score, loan amount requested, and other financial details.

  • Identification Information: Social Security Number (SSN), driver’s license, or other government-issued ID.

  • Device Information: IP address, browser type, operating system, and device identifiers.

  • Usage Data: Pages visited, time spent on the site, and interactions with our website.

Information from Third Parties

  • We may receive information from credit bureaus, lenders, or other third parties to process your loan application.

2. How We Use Your Information

We use your information for the following purposes:

  • To process and evaluate your loan application.

  • To connect you with lenders and financial partners.

  • To communicate with you about your application, offers, and updates.

  • To improve our website, services, and customer experience.

  • To comply with legal obligations and prevent fraud.

3. How We Share Your Information

We may share your information with:

  • Lenders and Financial Partners: To facilitate your loan application.

  • Service Providers: Third parties who assist us in operating our website and services (e.g., hosting, analytics, marketing).

  • Legal Authorities: When required by law or to protect our rights and safety.

  • Business Transfers: In the event of a merger, acquisition, or sale of assets.

We do not sell your personal information to third parties for marketing purposes.

4. Your Rights and Choices

Depending on your location, you may have the following rights:

  • Access: Request a copy of the personal information we hold about you.

  • Correction: Request corrections to inaccurate or incomplete information.

  • Deletion: Request deletion of your personal information, subject to legal requirements.

  • Opt-Out: Opt out of receiving marketing communications or sharing your information with third parties.

  • Do Not Sell: If applicable, opt out of the sale of your personal information.

To exercise these rights, please contact us at [Insert Contact Information].

5. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Enhance your browsing experience.

  • Analyze website traffic and usage patterns.

  • Deliver targeted advertisements.

You can manage your cookie preferences through your browser settings.

6. Data Security

We implement industry-standard security measures to protect your information, including encryption, firewalls, and secure servers. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

7. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect or process information from minors.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these sites. Please review their privacy policies before providing any information.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last Updated” date. We encourage you to review this policy periodically.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Sea Of Loans
Email: support@seaofloans.com

Additional Disclosures

  • ESIGN Consent: By providing your information, you consent to receive electronic communications, including contracts, disclosures, and notices.

  • Arbitration: Any disputes related to this Privacy Policy will be resolved through binding individual arbitration, as outlined in our Terms and Conditions.